Natural hazards · Eminence

Eminence, MO natural hazards

Most of the natural-hazard damage FEMA expects in Eminence comes from cold waves, and overall the risk is very high for a U.S. community. Flood insurance has paid 11 claims here since 1997. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eminence?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eminence to be higher than in 84% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves42%Inland flooding33%Heat waves6%Earthquakes6%Strong wind6%Tornadoes5%Everything else3%

By hazard

What Eminence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

42% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

33% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 12 times a year in the area

Earthquakes

6% of expected damage

Well above average · higher than 81% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 3 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eminence flood?

Every paid claim on a federal flood insurance policy in Eminence, from FEMA’s records.

11paid claims since 1997

$114Kpaid to owners

3homes flooded more than once

19972026

Biggest named events

Late spring severe storms: 2 claims, $15K
March storm: 2 claims, $8K
Mid-spring storms: 1 claim, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Eminence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shannon County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Eminence

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eminence itself: aid to households, or repair grants to the City of Eminence.

Brought FEMA money into EminenceDeclared for Shannon County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

41 households applied for aid $263K aid approved $347K to the City of Eminence for repairs

2011

Severe Storms, Tornadoes, and Flooding

$32K to the City of Eminence for repairs

2009

Severe Storms, Tornadoes, and Flooding

13 households applied for aid $5K aid approved $38K to the City of Eminence for repairs

2008

Severe Storms and Flooding

24 households applied for aid $43K aid approved $128K to the City of Eminence for repairs

2008

Severe Winter Storms and Flooding

$4K to the City of Eminence for repairs

Shannon County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eminence is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eminence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eminence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Eminence, MO natural hazards

How exposed is Eminence?

What Eminence faces

Cold waves

Inland flooding

Heat waves

Earthquakes

Strong wind

Tornadoes

Lower here

Not a risk here

Does Eminence flood?

Biggest named events

Homes that flooded again and again

What’s been done with FEMA grants

6 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms and Flooding

Severe Winter Storms and Flooding

How to read this page

Where to, neighbor?

Matches

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