A typical Emerald Beach home is worth roughly $196,000
Builders were permitted 9 new homes in 2025.
What kind of housing town is Emerald Beach?
Read from the numbers below. The page puts what stands out first.
88% of Emerald Beach households own their home
Half of Emerald Beach’s homes were built before 1989.
Missouri: 68% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.
What it takes to buy in Emerald Beach
Try your own numbers below.
That covers a typical Emerald Beach home, with $83K to spare.
A two-bedroom rents for about $890 a month here, $270 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Missouri typical property tax (0.85% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $890
Renters already here pay a median of $625, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Barry County, MO): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
9 new homes permitted in 2025
Builders were permitted 9 new homes in Emerald Beach in 2025, all single-family houses, worth about $3.1 million to build. Over the past 10 years, Emerald Beach has permitted 39 homes in all.
Between the 2010 and 2020 censuses, Emerald Beach's population fell by 16 even though 19 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 36% of Emerald Beach's homes are seasonal or vacation homes, which adds housing without adding residents. Across Missouri: 1.1 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 6 | 6 | 0 | $2 million |
| 2025 | 9 | 9 | 0 | $3.1 million |
| 2024 | 3 | 3 | 0 | $962,000 |
| 2023 | 2 | 2 | 0 | $606,000 |
| 2022 | 5 | 5 | 0 | $1.4 million |
| 2021 | 2 | 2 | 0 | $490,000 |
| 2020 | 3 | 3 | 0 | $713,000 |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 4 | 4 | 0 | $700,000 |
| 2017 | 6 | 6 | 0 | $1.3 million |
| 2016 | 5 | 5 | 0 | $1 million |
| 2015 | 2 | 2 | 0 | $403,000 |
| 2014 | 1 | 1 | 0 | $195,000 |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 1 | 1 | 0 | $167,000 |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 2 | 2 | 0 | $329,000 |
| 2008 | 1 | 1 | 0 | $161,000 |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 2 | 2 | 0 | $287,000 |
| 2005 | 2 | 2 | 0 | $259,000 |
| 2004 | 5 | 5 | 0 | $650,000 |
| 2003 | 4 | 4 | 0 | $492,000 |
| 2002 | 3 | 3 | 0 | $349,000 |
| 2001 | 7 | 7 | 0 | $783,000 |
| 2000 | 4 | 4 | 0 | $433,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Neighbors talk housing
What Emerald Beach buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.