Natural hazards · Ellsinore

Ellsinore, MO natural hazards

Most of the natural-hazard damage FEMA expects in Ellsinore comes from inland flooding, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ellsinore?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellsinore to be higher than in 88% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves23%Earthquakes15%Tornadoes6%Strong wind5%Everything else9%

By hazard

What Ellsinore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Cold waves

23% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Earthquakes

15% of expected damage

Well above average · higher than 86% of U.S. places

Tornadoes

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Strong wind

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ellsinore flood?

FEMA's records show no paid flood insurance claims in Ellsinore.

of all homes
are insured

No community discount. Ellsinore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carter County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Ellsinore

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ellsinore itself: aid to households, or repair grants to the City of Ellsinore.

Brought FEMA money into EllsinoreDeclared for Carter County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

1 household applied for aid

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

4 households applied for aid

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

15 households applied for aid $14K aid approved

2011

Severe Storms, Tornadoes, and Flooding

24 households applied for aid $87K aid approved

2008

Severe Storms and Flooding

9 households applied for aid $17K aid approved

Carter County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellsinore is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ellsinore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ellsinore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.