TownTapestry
Sign inJoin
EllingtonGood evening
Natural hazards · Ellington

Ellington, MO natural hazards

Most of the natural-hazard damage FEMA expects in Ellington comes from cold waves, and overall the risk is very high for a U.S. community. Flood insurance has paid 62 claims here since 1982. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ellington?

94
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellington to be higher than in 94% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves51%Inland flooding29%Heat waves9%Everything else11%
By hazard

What Ellington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

51% of expected damage
Below average · higher than 26% of U.S. places
Recorded about once a year in the area

Inland flooding

29% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Heat waves

9% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 11 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ellington flood?

Every paid claim on a federal flood insurance policy in Ellington, from FEMA’s records.

62paid claims since 1982
$2.2Mpaid to owners
3homes flooded more than once
19822026

Biggest named events

  • March storm: 17 claims, $445K
  • Late spring severe storms: 17 claims, $1.2M
  • Not a named storm: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Ellington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Reynolds County.

What’s been done with FEMA grants

112flood-prone properties bought out and cleared
1storm safe rooms built
Disasters that hit Ellington

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ellington itself: aid to households, or repair grants to the City of Ellington.

Brought FEMA money into EllingtonDeclared for Reynolds County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

4 households applied for aid $17K aid approved
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

50 households applied for aid $77K aid approved $133K to the City of Ellington for repairs
2011

Severe Storms, Tornadoes, and Flooding

25 households applied for aid $51K aid approved
2009

Severe Storms, Tornadoes, and Flooding

29 households applied for aid $39K aid approved
2009

Severe Winter Storm

$12K to the City of Ellington for repairs
2008

Severe Storms and Flooding

76 households applied for aid $120K aid approved $54K to the City of Ellington for repairs
2002

Severe Storms, Tornadoes and Flooding

$45K to the City of Ellington for repairs
Reynolds County has had 23 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellington is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ellington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ellington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Ellington, MOView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Ellington is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map