Natural hazards · Eldon

Eldon, MO natural hazards

Most of the natural-hazard damage FEMA expects in Eldon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1985. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eldon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eldon to be higher than in 24% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding28%Tornadoes20%Heat waves19%Cold waves12%Earthquakes7%Ice storms5%Everything else9%

By hazard

What Eldon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 75% of U.S. places

Heat waves

19% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 12 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 76% of U.S. places

Ice storms

5% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eldon flood?

Every paid claim on a federal flood insurance policy in Eldon, from FEMA’s records.

11paid claims since 1985

$87Kpaid to owners

1homes flooded more than once

19852026

Biggest named events

Midwest Flooding: 1 claim, $19K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eldon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Miller County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Eldon

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eldon itself: aid to households, or repair grants to the City of Eldon.

Brought FEMA money into EldonDeclared for Miller County only

2019

Severe Storms, Tornadoes, and Flooding

153 households applied for aid $240K aid approved $145K to the City of Eldon for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$21K to the City of Eldon for repairs

2011

Severe Winter Storm and Snowstorm

$10K to the City of Eldon for repairs

2007

Severe Winter Storms

$168K to the City of Eldon for repairs

2007

Severe Winter Storms and Flooding

$37K to the City of Eldon for repairs

2006

Severe Winter Storms

$2K to the City of Eldon for repairs

2003

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $18K aid approved

Miller County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eldon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eldon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eldon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.