Natural hazards · Edgerton

Edgerton, MO natural hazards

Most of the natural-hazard damage FEMA expects in Edgerton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Edgerton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edgerton to be higher than in 61% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes17%Cold waves12%Heat waves9%Everything else17%

By hazard

What Edgerton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 12 years in the area

Cold waves

12% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 3 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 15 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Edgerton flood?

Every paid claim on a federal flood insurance policy in Edgerton, from FEMA’s records.

13paid claims since 1978

$70Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Edgerton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Edgerton

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Edgerton itself: aid to households, or repair grants to the City of Edgerton.

Brought FEMA money into EdgertonDeclared for Platte County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$29K to the City of Edgerton for repairs

2007

Severe Storms and Flooding

$13K to the City of Edgerton for repairs

Platte County has had 22 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edgerton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Edgerton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Edgerton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.