Natural hazards · Edgar Springs

Edgar Springs, MO natural hazards

Most of the natural-hazard damage FEMA expects in Edgar Springs comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Edgar Springs?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edgar Springs to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding61%Cold waves14%Heat waves11%Everything else14%

By hazard

What Edgar Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Cold waves

14% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 2 times a year in the area

Heat waves

11% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 12 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Edgar Springs flood?

FEMA's records show no paid flood insurance claims in Edgar Springs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Edgar Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Phelps County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Edgar Springs

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Edgar Springs itself: aid to households, or repair grants to the City of Edgar Springs.

Brought FEMA money into Edgar SpringsDeclared for Phelps County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

2 households applied for aid $8K aid approved

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

4 households applied for aid $4K aid approved $31K to the City of Edgar Springs for repairs

2008

Severe Storms and Flooding

11 households applied for aid $11K aid approved

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Phelps County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edgar Springs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Edgar Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Edgar Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.