Natural hazards · Eagle Rock

Eagle Rock, MO natural hazards

Most of the natural-hazard damage FEMA expects in Eagle Rock comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eagle Rock?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eagle Rock to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes14%Cold waves6%Heat waves5%Everything else15%

By hazard

What Eagle Rock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 10 years in the area

Cold waves

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 14 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eagle Rock flood?

FEMA's records show no paid flood insurance claims in Eagle Rock.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eagle Rock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barry County.

Disasters that hit Eagle Rock

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eagle Rock itself: aid to households, or repair grants to Eagle Rock.

Brought FEMA money into Eagle RockDeclared for Barry County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

5 households applied for aid $6K aid approved

2008

Severe Storms and Tornadoes

2 households applied for aid

Barry County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eagle Rock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eagle Rock’s own flood-insurance community; household aid to the registrant’s city; repair grants to Eagle Rock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.