Natural hazards · Dudley

Dudley, MO natural hazards

Most of the natural-hazard damage FEMA expects in Dudley comes from earthquakes, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dudley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dudley to be higher than in 82% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes48%Inland flooding17%Tornadoes10%Cold waves7%Heat waves6%Strong wind5%Everything else7%

By hazard

What Dudley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

48% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

17% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Cold waves

7% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 12 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dudley flood?

FEMA's records show no paid flood insurance claims in Dudley.

of all homes
are insured

No community discount. Dudley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stoddard County.

Disasters that hit Dudley

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dudley itself: aid to households, or repair grants to the City of Dudley.

Brought FEMA money into DudleyDeclared for Stoddard County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $11K aid approved

2011

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $42K aid approved

2008

Severe Storms and Flooding

1 household applied for aid $8K aid approved

Stoddard County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dudley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dudley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dudley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.