Natural hazards · Drywood

Drywood, MO natural hazards

Most of the natural-hazard damage FEMA expects in Drywood comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Drywood?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Drywood to be higher than in 54% of U.S. communities, mostly from inland flooding and drought.

Inland flooding37%Drought24%Cold waves11%Tornadoes9%Heat waves7%Everything else12%

By hazard

What Drywood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 3 times a year in the area

Drought

24% of expected damage

Recorded about 16 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 8 years in the area

Heat waves

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Drywood flood?

FEMA's records show no paid flood insurance claims in Drywood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Drywood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vernon County.

Disasters that hit Drywood

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Drywood itself: aid to households, or repair grants to the Township of Drywood.

Brought FEMA money into DrywoodDeclared for Vernon County only

2011

Severe Winter Storm and Snowstorm

$16K to the Township of Drywood for repairs

2008

Severe Storms and Flooding

$39K to the Township of Drywood for repairs

2002

Severe Storms, Tornadoes and Flooding

$103K to the Township of Drywood for repairs

Vernon County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Drywood

Drywood and the towns around it

Very lowLowModerateHighVery high

Unionmostly inland floodingHigh

Drywoodmostly inland floodingModerate

Moundvillemostly inland floodingModerate

Dovermostly inland floodingModerate

Centermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Drywood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Drywood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Drywood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Drywood total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.