Natural hazards · Des Arc

Des Arc, MO natural hazards

Most of the natural-hazard damage FEMA expects in Des Arc comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2025. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Des Arc?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Des Arc to be higher than in 97% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding49%Heat waves23%Cold waves16%Everything else12%

By hazard

What Des Arc faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Heat waves

23% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 11 times a year in the area

Cold waves

16% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Des Arc flood?

Every paid claim on a federal flood insurance policy in Des Arc, from FEMA’s records.

1paid claims since 2025

$22Kpaid to owners

0homes flooded more than once

20252026

Biggest named events

Central U.S. April Flooding: 1 claim, $22K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Des Arc isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iron County.

Disasters that hit Des Arc

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Des Arc itself: aid to households, or repair grants to the Village of Des Arc.

Brought FEMA money into Des ArcDeclared for Iron County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

76 households applied for aid $240K aid approved

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

5 households applied for aid $2K aid approved

2009

Severe Storms, Tornadoes, and Flooding

3 households applied for aid

2008

Severe Storms and Flooding

21 households applied for aid $19K aid approved

Iron County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Des Arc is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Des Arc’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Des Arc. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.