Natural hazards · Denver

Denver, MO natural hazards

Most of the natural-hazard damage FEMA expects in Denver comes from heat waves, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Denver?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Denver to be higher than in 61% of U.S. communities, mostly from heat waves and inland flooding.

Heat waves53%Inland flooding16%Drought12%Tornadoes8%Cold waves7%Everything else5%

By hazard

What Denver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Heat waves

53% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

16% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 14 years in the area

Drought

12% of expected damage

Recorded about 18 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 6 years in the area

Cold waves

7% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Denver flood?

FEMA's records show no paid flood insurance claims in Denver.

Disasters that hit Denver

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Denver itself: aid to households, or repair grants to the Village of Denver.

Brought FEMA money into DenverDeclared for Worth County only

2010

Severe Storms, Flooding, and Tornadoes

$3K to the Village of Denver for repairs

2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved

Worth County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Denver is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Denver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Denver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.