Natural hazards · Deepwater

Deepwater, MO natural hazards

Most of the natural-hazard damage FEMA expects in Deepwater comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deepwater?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deepwater to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding55%Drought12%Cold waves9%Tornadoes8%Everything else16%

By hazard

What Deepwater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 5 times a year in the area

Drought

12% of expected damage

Recorded about 12 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 7 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deepwater flood?

FEMA's records show no paid flood insurance claims in Deepwater.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Deepwater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Deepwater

Federal disasters declared here

None of the disasters declared for Henry County shows FEMA aid or repair money reaching Deepwater itself in FEMA’s records.

Brought FEMA money into DeepwaterDeclared for Henry County only

Henry County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

Around Deepwater

Deepwater and the towns around it

Very lowLowModerateHighVery high

Deepwatermostly inland floodingHigh

Deepwatermostly inland floodingModerate

Walkermostly inland floodingModerate

Bear Creekmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deepwater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Deepwater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Deepwater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.