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Natural hazards · De Soto

De Soto, MO natural hazards

Most of the natural-hazard damage FEMA expects in De Soto comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 71 claims here since 1983. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is De Soto?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in De Soto to be higher than in 70% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding43%Earthquakes20%Tornadoes14%Strong wind7%Cold waves7%Everything else9%
By hazard

What De Soto faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

20% of expected damage
Well above average · higher than 83% of U.S. places

Tornadoes

14% of expected damage
Well above average · higher than 83% of U.S. places

Strong wind

7% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 5 times a year in the area

Cold waves

7% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does De Soto flood?

Every paid claim on a federal flood insurance policy in De Soto, from FEMA’s records.

71paid claims since 1983
$1.5Mpaid to owners
10homes flooded more than once
19832026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. De Soto isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared
Disasters that hit De Soto

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in De Soto itself: aid to households, or repair grants to the City of De Soto.

Brought FEMA money into De SotoDeclared for Jefferson County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

5 households applied for aid $15K aid approved
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

10 households applied for aid $18K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $5K aid approved
2009

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $8K aid approved
2008

Severe Storms, Flooding, and a Tornado

2 households applied for aid $2K aid approved
2008

Severe Storms and Flooding

14 households applied for aid $8K aid approved $61K to the City of De Soto for repairs
2006

Severe Storms

$13K to the City of De Soto for repairs
2006

Severe Storms, Tornadoes and Flooding

4 households applied for aid $12K aid approved
2003

Severe Storms, Tornadoes, and Flooding

1,362 households applied for aid $1.5M aid approved $370K to the City of De Soto for repairs
2000

Severe Thunderstorms and Flash Flooding

$15K to the City of De Soto for repairs
Jefferson County has had 24 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. De Soto is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to De Soto’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of De Soto. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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