Natural hazards · Cuba

Cuba, MO natural hazards

Most of the natural-hazard damage FEMA expects in Cuba comes from cold waves, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cuba?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cuba to be higher than in 28% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves32%Inland flooding17%Heat waves15%Earthquakes13%Tornadoes10%Strong wind5%Everything else8%

By hazard

What Cuba faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

32% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

17% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once a year in the area

Heat waves

15% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 11 times a year in the area

Earthquakes

13% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 74 years in the area

Strong wind

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cuba flood?

FEMA's records show no paid flood insurance claims in Cuba.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cuba isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Cuba

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cuba itself: aid to households, or repair grants to the City of Cuba.

Brought FEMA money into CubaDeclared for Crawford County only

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

4 households applied for aid $22K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid $3K aid approved

2007

Severe Winter Storms and Flooding

$42K to the City of Cuba for repairs

2006

Severe Storms, Tornadoes and Flooding

5 households applied for aid

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

Crawford County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cuba is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cuba’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cuba. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.