Natural hazards · Cross Timbers

Cross Timbers, MO natural hazards

Most of the natural-hazard damage FEMA expects in Cross Timbers comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cross Timbers?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cross Timbers to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding46%Tornadoes12%Cold waves10%Strong wind7%Heat waves7%Ice storms5%Everything else13%

By hazard

What Cross Timbers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 7 years in the area

Cold waves

10% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 14 times a year in the area

Ice storms

5% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cross Timbers flood?

FEMA's records show no paid flood insurance claims in Cross Timbers.

Disasters that hit Cross Timbers

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cross Timbers itself: aid to households, or repair grants to the City of Cross Timbers.

Brought FEMA money into Cross TimbersDeclared for Hickory County only

2007

Severe Winter Storms and Flooding

$3K to the City of Cross Timbers for repairs

Hickory County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cross Timbers is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cross Timbers’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cross Timbers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.