Cosby, MO housing market
The typical Cosby home is worth about $365,000, up 3.4% in a year, 36% above the Missouri typical home.
Home values, sales, trends and how Cosby compares with the towns next door — updated as new data is published.
Cosby at a glance
Typical home value, 2016–2026
Show as a table
| January | Cosby | Missouri |
|---|---|---|
| 2017 | $181,000 | $148,000 |
| 2018 | $186,000 | $156,000 |
| 2019 | $196,000 | $165,000 |
| 2020 | $199,000 | $173,000 |
| 2021 | $228,000 | $193,000 |
| 2022 | $259,000 | $219,000 |
| 2023 | $284,000 | $237,000 |
| 2024 | $310,000 | $247,000 |
| 2025 | $353,000 | $258,000 |
| 2026 | $363,000 | $263,000 |
| August 2026 | $365,000 | $268,000 |
A two-bedroom rents for about $1,620
HUD's Fair Market Rent for a two-bedroom in Cosby is $1,620 a month, utilities included: roughly what a modest, recently rented unit costs.
Studio $1,160 · 4 bedrooms $2,360
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (64436; St. Joseph, MO-KS MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.