Natural hazards · Cooter

Cooter, MO natural hazards

Most of the natural-hazard damage FEMA expects in Cooter comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cooter?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cooter to be higher than in 94% of U.S. communities, mostly from earthquakes.

Earthquakes55%Tornadoes13%Inland flooding12%Heat waves6%Ice storms5%Everything else9%

By hazard

What Cooter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

55% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 44 years in the area

Inland flooding

12% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 2 years in the area

Heat waves

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 18 times a year in the area

Ice storms

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cooter flood?

Every paid claim on a federal flood insurance policy in Cooter, from FEMA’s records.

7paid claims since 1980

$25Kpaid to owners

0homes flooded more than once

19802026

of all homes
are insured

No community discount. Cooter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pemiscot County.

Disasters that hit Cooter

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cooter itself: aid to households, or repair grants to the City of Cooter.

Brought FEMA money into CooterDeclared for Pemiscot County only

2009

Severe Winter Storm

$27K to the City of Cooter for repairs

Pemiscot County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cooter covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cooter’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Cooter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cooter total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.