Natural hazards · Cole Camp

Cole Camp, MO natural hazards

Most of the natural-hazard damage FEMA expects in Cole Camp comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cole Camp?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cole Camp to be higher than in 59% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding36%Strong wind21%Tornadoes15%Cold waves8%Heat waves6%Everything else14%

By hazard

What Cole Camp faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 3 times a year in the area

Strong wind

21% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 13 years in the area

Cold waves

8% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 14 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cole Camp flood?

FEMA's records show no paid flood insurance claims in Cole Camp.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cole Camp isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benton County.

Disasters that hit Cole Camp

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cole Camp itself: aid to households, or repair grants to the City of Cole Camp.

Brought FEMA money into Cole CampDeclared for Benton County only

2011

Severe Winter Storm and Snowstorm

$7K to the City of Cole Camp for repairs

2007

Severe Winter Storms

$1K to the City of Cole Camp for repairs

2007

Severe Winter Storms and Flooding

$6K to the City of Cole Camp for repairs

2006

Severe Storms, Tornadoes and Flooding

1 household applied for aid $833 to the City of Cole Camp for repairs

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $2K aid approved

Benton County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cole Camp is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cole Camp’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cole Camp. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.