Natural hazards · Clinton

Clinton, MO natural hazards

Most of the natural-hazard damage FEMA expects in Clinton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clinton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clinton to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes13%Strong wind7%Cold waves7%Heat waves6%Everything else13%

By hazard

What Clinton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 80% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 14 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clinton flood?

Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records.

1paid claims since 1981

$8Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Clinton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clinton itself: aid to households, or repair grants to the City of Clinton.

Brought FEMA money into ClintonDeclared for Henry County only

2019

Severe Storms, Tornadoes, and Flooding

$199K to the City of Clinton for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$39K to the City of Clinton for repairs

2011

Severe Winter Storm and Snowstorm

$15K to the City of Clinton for repairs

2006

Severe Storms, Tornadoes and Flooding

2 households applied for aid $306 aid approved

2004

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $21K aid approved

2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $7K aid approved

2002

Severe Winter Ice Storm

$4K to the City of Clinton for repairs

Henry County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

Around Clinton

Clinton and the towns around it

Very lowLowModerateHighVery high

Fields Creekmostly inland floodingHigh

Clintonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clinton covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Clinton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Clinton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clinton total about $5.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.