A typical Clay home is worth roughly $217,000
What kind of housing town is Clay?
Read from the numbers below. The page puts what stands out first.
96% of Clay households own their home
Half of Clay’s homes were built before 2003.
Missouri: 68% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.
What it takes to buy in Clay
Try your own numbers below.
That covers a typical Clay home, with $62K to spare.
A two-bedroom rents for about $930 a month here, $360 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Missouri typical property tax (0.85% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $930
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Linn County, MO): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Clay vs. its neighbors
Clay is the 2nd priciest of 4 neighboring towns. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Clay | $217K* | — | $930 | $94,375 |
| Parson Creek | $141K* | — | $890 | $72,604 |
| Wheeling | $243K | +5.1% | $930 | $67,679 |
| Jefferson | $95K* | — | $1,040 | $84,875 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Clay buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.