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Natural hazards · Clarksville

Clarksville, MO natural hazards

Most of the natural-hazard damage FEMA expects in Clarksville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 177 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clarksville?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clarksville to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding58%Heat waves14%Cold waves6%Tornadoes5%Earthquakes5%Everything else12%
By hazard

What Clarksville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once a year in the area

Heat waves

14% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 10 times a year in the area

Cold waves

6% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

5% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 9 years in the area

Earthquakes

5% of expected damage
Well above average · higher than 76% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clarksville flood?

Every paid claim on a federal flood insurance policy in Clarksville, from FEMA’s records.

177paid claims since 1979
$2.1Mpaid to owners
18homes flooded more than once
19792026

Biggest named events

  • Midwest Flooding: 18 claims, $311K
  • Late spring storms: 1 claim, $2K
  • Early winter storms: 1 claim, $838

Homes that flooded again and again

■ FEMA “severe repetitive loss” (6) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Clarksville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pike County.
Disasters that hit Clarksville

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clarksville itself: aid to households, or repair grants to the City of Clarksville.

Brought FEMA money into ClarksvilleDeclared for Pike County only
2019

Severe Storms, Tornadoes, and Flooding

28 households applied for aid $67K aid approved $81K to the City of Clarksville for repairs
2019

Severe Storms, Straight-Line Winds, and Flooding

$56K to the City of Clarksville for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$10K to the City of Clarksville for repairs
2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$4K to the City of Clarksville for repairs
2011

Severe Winter Storm and Snowstorm

$1K to the City of Clarksville for repairs
2010

Severe Storms, Flooding, and Tornadoes

$16K to the City of Clarksville for repairs
2008

Severe Storms and Flooding

66 households applied for aid $141K aid approved $308K to the City of Clarksville for repairs
2007

Severe Winter Storms

$8K to the City of Clarksville for repairs
2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $11K aid approved $27K to the City of Clarksville for repairs
Pike County has had 19 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clarksville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Clarksville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clarksville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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