Natural hazards · City

City, MO natural hazards

Most of the natural-hazard damage FEMA expects in City comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 16 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is City?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in City to be higher than in 61% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes19%Strong wind10%Ice storms6%Heat waves5%Everything else13%

By hazard

What City faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 63 years in the area

Strong wind

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Ice storms

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does City flood?

Every paid claim on a federal flood insurance policy in City, from FEMA’s records.

16paid claims since 1981

$270Kpaid to owners

0homes flooded more than once

19812026

Biggest named events

Early winter storms: 3 claims, $188K

of homes in flood zones
are insured

of all homes
are insured

No community discount. City isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barton County.

Disasters that hit City

Federal disasters declared here

None of the disasters declared for Barton County shows FEMA aid or repair money reaching City itself in FEMA’s records.

Brought FEMA money into CityDeclared for Barton County only

Barton County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. City covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to City’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of City. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across City total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.