Natural hazards · Chula

Chula, MO natural hazards

Most of the natural-hazard damage FEMA expects in Chula comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chula?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chula to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes24%Drought15%Cold waves11%Heat waves6%Everything else7%

By hazard

What Chula faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 12 years in the area

Drought

15% of expected damage

Recorded about 17 times a year in the area

Cold waves

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chula flood?

FEMA's records show no paid flood insurance claims in Chula.

of all homes
are insured

No community discount. Chula isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Livingston County.

Disasters that hit Chula

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chula itself: aid to households, or repair grants to the City of Chula.

Brought FEMA money into ChulaDeclared for Livingston County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$5K to the City of Chula for repairs

2011

Severe Winter Storm and Snowstorm

$1K to the City of Chula for repairs

2008

Severe Storms and Flooding

5 households applied for aid $19K aid approved $17K to the City of Chula for repairs

2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid

Livingston County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chula is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chula’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chula. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.