Natural hazards · Centerville

Centerville, MO natural hazards

Most of the natural-hazard damage FEMA expects in Centerville comes from cold waves, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1993. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centerville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centerville to be higher than in 94% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves48%Inland flooding34%Heat waves8%Everything else10%

By hazard

What Centerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

48% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Inland flooding

34% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centerville flood?

Every paid claim on a federal flood insurance policy in Centerville, from FEMA’s records.

1paid claims since 1993

$15Kpaid to owners

0homes flooded more than once

19932026

of all homes
are insured

No community discount. Centerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Reynolds County.

Disasters that hit Centerville

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Centerville itself: aid to households, or repair grants to the City of Centerville.

Brought FEMA money into CentervilleDeclared for Reynolds County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

1 household applied for aid

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

8 households applied for aid $10K aid approved

2011

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $8K aid approved

2009

Severe Storms, Tornadoes, and Flooding

17 households applied for aid $20K aid approved $9K to the City of Centerville for repairs

2008

Severe Storms and Flooding

8 households applied for aid $12K aid approved $35K to the City of Centerville for repairs

2002

Severe Storms, Tornadoes and Flooding

$1K to the City of Centerville for repairs

Reynolds County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centerville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Centerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Centerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.