Natural hazards · Cedar Hill

Cedar Hill, MO natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Hill comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Hill to be higher than in 77% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes14%Earthquakes8%Strong wind8%Cold waves7%Everything else9%

By hazard

What Cedar Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 82% of U.S. places

Earthquakes

8% of expected damage

Well above average · higher than 79% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Cold waves

7% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Hill flood?

FEMA's records show no paid flood insurance claims in Cedar Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

What’s been done with FEMA grants

14flood-prone properties bought out and cleared

Disasters that hit Cedar Hill

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cedar Hill itself: aid to households, or repair grants to Cedar Hill.

Brought FEMA money into Cedar HillDeclared for Jefferson County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

4 households applied for aid

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

78 households applied for aid $349K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

22 households applied for aid $54K aid approved

2008

Severe Storms and Flooding

32 households applied for aid $106K aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $8K aid approved

Jefferson County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cedar Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cedar Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.