Caruthersville, MO natural hazards
Most of the natural-hazard damage FEMA expects in Caruthersville comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 47 claims here since 1978. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Caruthersville?
FEMA expects yearly storm and flood damage to homes and buildings in Caruthersville to be higher than in 92% of U.S. communities, mostly from earthquakes and tornadoes.
What Caruthersville faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Earthquakes
Tornadoes
Inland flooding
Heat waves
Ice storms
Lower here
Not a risk here
Does Caruthersville flood?
Every paid claim on a federal flood insurance policy in Caruthersville, from FEMA’s records.
Biggest named events
- Mid-spring storms: 1 claim, $47K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
are insured
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Caruthersville itself: aid to households, or repair grants to the City of Caruthersville.
Severe Storms, Tornadoes, and Flooding
Severe Storms, Straight-Line Winds, and Flooding
Severe Storms, Tornadoes, Straight-Line Winds and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Winter Storm
Severe Storms and Flooding
Severe Storms, Tornadoes, and Flooding
How to read this page
FEMA’s expected losses across Caruthersville total about $3.7M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.