Carthage, MO natural hazards
Most of the natural-hazard damage FEMA expects in Carthage comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 21 claims here since 1981. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Carthage?
FEMA expects yearly storm and flood damage to homes and buildings in Carthage to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.
What Carthage faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Heat waves
Lower here
Not a risk here
Does Carthage flood?
Every paid claim on a federal flood insurance policy in Carthage, from FEMA’s records.
Biggest named events
- Early winter storms: 2 claims, $108K
- Late spring severe storms: 2 claims, $25K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Carthage itself: aid to households, or repair grants to the City of Carthage.
Severe Storms, Tornadoes, and Flooding
Severe Storms, Tornadoes, Straight-Line Winds and Flooding
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Storms and Tornadoes
Severe Storms and Flooding
Severe Winter Storms
Severe Winter Storms and Flooding
Severe Storms, Tornadoes, and Flooding
How to read this page
FEMA’s expected losses across Carthage total about $4.7M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.