Natural hazards · Carrollton

Carrollton, MO natural hazards

Most of the natural-hazard damage FEMA expects in Carrollton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 71 claims here since 1981. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Carrollton?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carrollton to be higher than in 32% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes28%Cold waves16%Heat waves8%Everything else11%
By hazard

What Carrollton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

28% of expected damage
Well above average · higher than 90% of U.S. places

Cold waves

16% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 3 times a year in the area

Heat waves

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 11 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Carrollton flood?

Every paid claim on a federal flood insurance policy in Carrollton, from FEMA’s records.

71paid claims since 1981
$2.1Mpaid to owners
7homes flooded more than once
19812026

Biggest named events

  • Midwest Flooding: 10 claims, $351K
  • Hurricane Ike: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Carrollton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.

What’s been done with FEMA grants

9flood-prone properties bought out and cleared
Disasters that hit Carrollton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carrollton itself: aid to households, or repair grants to the City of Carrollton.

Brought FEMA money into CarrolltonDeclared for Carroll County only
2019

Severe Storms, Tornadoes, and Flooding

52 households applied for aid $77K aid approved $74K to the City of Carrollton for repairs
2011

Severe Winter Storm and Snowstorm

$17K to the City of Carrollton for repairs
2007

Severe Storms and Flooding

15 households applied for aid $28K aid approved $3K to the City of Carrollton for repairs
2006

Severe Storms, Tornadoes and Flooding

10 households applied for aid $11K aid approved
2002

Severe Storms, Tornadoes and Flooding

$24K to the City of Carrollton for repairs
2002

Severe Winter Ice Storm

$134K to the City of Carrollton for repairs
Carroll County has had 25 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carrollton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Carrollton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Carrollton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carrollton total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01