Natural hazards · Camdenton

Camdenton, MO natural hazards

Most of the natural-hazard damage FEMA expects in Camdenton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2019. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camdenton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camdenton to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding56%Heat waves11%Tornadoes11%Cold waves10%Everything else13%

By hazard

What Camdenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 3 times a year in the area

Heat waves

11% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 13 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 76% of U.S. places

Cold waves

10% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camdenton flood?

Every paid claim on a federal flood insurance policy in Camdenton, from FEMA’s records.

2paid claims since 2019

$27Kpaid to owners

0homes flooded more than once

20192026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camdenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Camdenton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camdenton itself: aid to households, or repair grants to the City of Camdenton.

Brought FEMA money into CamdentonDeclared for Camden County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

3 households applied for aid $60K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

44 households applied for aid $208K aid approved

2011

Severe Winter Storm and Snowstorm

$8K to the City of Camdenton for repairs

2007

Severe Winter Storms and Flooding

$20K to the City of Camdenton for repairs

2006

Severe Winter Storms

$2K to the City of Camdenton for repairs

2003

Severe Storms, Tornadoes, and Flooding

113 households applied for aid $184K aid approved

Camden County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camdenton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Camdenton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Camdenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Camdenton total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.