Natural hazards · Calhoun

Calhoun, MO natural hazards

Most of the natural-hazard damage FEMA expects in Calhoun comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Calhoun?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Calhoun to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes10%Cold waves9%Drought7%Heat waves5%Strong wind5%Everything else10%
By hazard

What Calhoun faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once every 8 years in the area

Cold waves

9% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Drought

7% of expected damage
Recorded about 13 times a year in the area

Heat waves

5% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 14 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Calhoun flood?

FEMA's records show no paid flood insurance claims in Calhoun.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Calhoun isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Henry County.
Disasters that hit Calhoun

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Calhoun itself: aid to households, or repair grants to the City of Calhoun.

Brought FEMA money into CalhounDeclared for Henry County only
2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$7K to the City of Calhoun for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$5K to the City of Calhoun for repairs
2011

Severe Winter Storm and Snowstorm

$17K to the City of Calhoun for repairs
2006

Severe Storms, Tornadoes and Flooding

1 household applied for aid $5K aid approved
2002

Severe Winter Ice Storm

$6K to the City of Calhoun for repairs
Henry County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Calhoun is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Calhoun’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Calhoun. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01