Natural hazards · Cairo

Cairo, MO natural hazards

Most of the natural-hazard damage FEMA expects in Cairo comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cairo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cairo to be higher than in 47% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes18%Cold waves14%Heat waves10%Everything else12%

By hazard

What Cairo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

18% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 11 years in the area

Cold waves

14% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 3 times a year in the area

Heat waves

10% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cairo flood?

FEMA's records show no paid flood insurance claims in Cairo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cairo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

Disasters that hit Cairo

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cairo itself: aid to households, or repair grants to the Village of Cairo.

Brought FEMA money into CairoDeclared for Randolph County only

2011

Severe Winter Storm and Snowstorm

$1K to the Village of Cairo for repairs

2006

Severe Storms, Tornadoes and Flooding

1 household applied for aid

Randolph County has had 15 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cairo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cairo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cairo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.