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Natural hazards · Cabool

Cabool, MO natural hazards

Most of the natural-hazard damage FEMA expects in Cabool comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1985. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cabool?

77
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cabool to be higher than in 77% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves32%Heat waves10%Tornadoes7%Everything else14%
By hazard

What Cabool faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 3 times a year in the area

Cold waves

32% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 2 times a year in the area

Heat waves

10% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 12 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 12 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cabool flood?

Every paid claim on a federal flood insurance policy in Cabool, from FEMA’s records.

2paid claims since 1985
$17Kpaid to owners
0homes flooded more than once
19852026
of all homes
are insured
No community discount. Cabool isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Texas County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Cabool

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cabool itself: aid to households, or repair grants to the City of Cabool.

Brought FEMA money into CaboolDeclared for Texas County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $2K aid approved
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

15 households applied for aid $47K aid approved $72K to the City of Cabool for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid
2009

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $1K aid approved
2008

Severe Storms, Flooding, and a Tornado

1 household applied for aid $30K aid approved
2008

Severe Storms and Flooding

6 households applied for aid $16K aid approved
2008

Severe Winter Storms and Flooding

$39K to the City of Cabool for repairs
2002

Severe Storms, Tornadoes and Flooding

$11K to the City of Cabool for repairs
Texas County has had 23 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cabool is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Cabool’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cabool. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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