Natural hazards · Bunker

Bunker, MO natural hazards

Most of the natural-hazard damage FEMA expects in Bunker comes from cold waves, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bunker?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bunker to be higher than in 75% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves49%Inland flooding28%Heat waves8%Tornadoes6%Everything else9%

By hazard

What Bunker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

49% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

28% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Heat waves

8% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bunker flood?

FEMA's records show no paid flood insurance claims in Bunker.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bunker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dent County.

Disasters that hit Bunker

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bunker itself: aid to households, or repair grants to the City of Bunker.

Brought FEMA money into BunkerDeclared for Dent County only

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid

2009

Severe Storms, Tornadoes, and Flooding

38 households applied for aid $48K aid approved $3K to the City of Bunker for repairs

2008

Severe Storms and Flooding

4 households applied for aid $2K aid approved

Dent County has had 16 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bunker is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bunker’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bunker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.