Natural hazards · Brunswick

Brunswick, MO natural hazards

Most of the natural-hazard damage FEMA expects in Brunswick comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 33 claims here since 1986. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brunswick?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brunswick to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes12%Drought7%Heat waves6%Cold waves6%Everything else8%

By hazard

What Brunswick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 9 years in the area

Drought

7% of expected damage

Recorded about 16 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 10 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brunswick flood?

Every paid claim on a federal flood insurance policy in Brunswick, from FEMA’s records.

33paid claims since 1986

$325Kpaid to owners

1homes flooded more than once

19862026

Biggest named events

Midwest Flooding: 8 claims, $97K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brunswick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chariton County.

Disasters that hit Brunswick

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brunswick itself: aid to households, or repair grants to the City of Brunswick.

Brought FEMA money into BrunswickDeclared for Chariton County only

2021

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$9K to the City of Brunswick for repairs

2019

Severe Storms, Tornadoes, and Flooding

58 households applied for aid $159K aid approved $243K to the City of Brunswick for repairs

2019

Severe Storms, Straight-Line Winds, and Flooding

$19K to the City of Brunswick for repairs

2007

Severe Storms and Flooding

1 household applied for aid $2K aid approved

2002

Severe Winter Ice Storm

$8K to the City of Brunswick for repairs

Chariton County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Brunswick

Brunswick and the towns around it

Very lowLowModerateHighVery high

Brunswickmostly inland floodingVery high

De Wittmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brunswick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brunswick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Brunswick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.