Natural hazards · Brookfield

Brookfield, MO natural hazards

Most of the natural-hazard damage FEMA expects in Brookfield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 19 claims here since 1996. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brookfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brookfield to be higher than in 66% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes23%Heat waves7%Cold waves7%Everything else10%

By hazard

What Brookfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

23% of expected damage

Well above average · higher than 92% of U.S. places

Heat waves

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 9 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brookfield flood?

Every paid claim on a federal flood insurance policy in Brookfield, from FEMA’s records.

19paid claims since 1996

$190Kpaid to owners

4homes flooded more than once

19962026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brookfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Linn County.

Disasters that hit Brookfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brookfield itself: aid to households, or repair grants to the City of Brookfield.

Brought FEMA money into BrookfieldDeclared for Linn County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$55K to the City of Brookfield for repairs

2011

Severe Winter Storm and Snowstorm

$22K to the City of Brookfield for repairs

2008

Severe Storms, Flooding, and a Tornado

4 households applied for aid $31K aid approved $26K to the City of Brookfield for repairs

2008

Severe Storms and Flooding

37 households applied for aid $159K aid approved $17K to the City of Brookfield for repairs

2004

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $6K aid approved

2002

Severe Storms, Tornadoes and Flooding

$29K to the City of Brookfield for repairs

2002

Severe Winter Ice Storm

$30K to the City of Brookfield for repairs

Linn County has had 19 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brookfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brookfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Brookfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.