Natural hazards · Bridgeton

Bridgeton, MO natural hazards

Most of the natural-hazard damage FEMA expects in Bridgeton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 24 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bridgeton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bridgeton to be higher than in 68% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding36%Heat waves30%Earthquakes19%Everything else14%

By hazard

What Bridgeton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Heat waves

30% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Earthquakes

19% of expected damage

Well above average · higher than 83% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bridgeton flood?

Every paid claim on a federal flood insurance policy in Bridgeton, from FEMA’s records.

24paid claims since 1979

$1.2Mpaid to owners

4homes flooded more than once

19792026

Biggest named events

Not a named storm: 3 claims, $13K
Late July Flooding: 3 claims, $696K
Midwest Flooding: 2 claims, $81K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bridgeton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Bridgeton

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bridgeton itself: aid to households, or repair grants to the City of Bridgeton.

Brought FEMA money into BridgetonDeclared for St. Louis County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

16 households applied for aid $8K aid approved

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

39 households applied for aid $34K aid approved

2022

Severe Storms and Flooding

88 households applied for aid $207K aid approved $77K to the City of Bridgeton for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

4 households applied for aid $8K aid approved

2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$324K to the City of Bridgeton for repairs

2011

Severe Storms, Tornadoes, and Flooding

113 households applied for aid $35K aid approved $821K to the City of Bridgeton for repairs

2008

Severe Storms, Flooding, and a Tornado

2 households applied for aid $1K aid approved

2008

Severe Storms and Flooding

1 household applied for aid $765 aid approved

2007

Severe Winter Storms and Flooding

$54K to the City of Bridgeton for repairs

2006

Severe Storms

$33K to the City of Bridgeton for repairs

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Bridgeton

Bridgeton and the towns around it

Very lowLowModerateHighVery high

St. Charlesmostly inland floodingHigh

Bridgetonmostly inland floodingHigh

St. Annmostly heat wavesModerate

Maryland Heightsmostly heat wavesModerate

Hazelwoodmostly heat wavesModerate

Champmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bridgeton covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Bridgeton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bridgeton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bridgeton total about $7.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.