Natural hazards · Bourbon

Bourbon, MO natural hazards

Most of the natural-hazard damage FEMA expects in Bourbon comes from cold waves, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bourbon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bourbon to be higher than in 33% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves33%Inland flooding17%Heat waves16%Earthquakes12%Tornadoes9%Strong wind5%Everything else8%

By hazard

What Bourbon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

33% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

17% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Heat waves

16% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 11 times a year in the area

Earthquakes

12% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

9% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 59 years in the area

Strong wind

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bourbon flood?

FEMA's records show no paid flood insurance claims in Bourbon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bourbon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Bourbon

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bourbon itself: aid to households, or repair grants to the City of Bourbon.

Brought FEMA money into BourbonDeclared for Crawford County only

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

3 households applied for aid $13K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

5 households applied for aid $24K aid approved

2007

Severe Winter Storms and Flooding

$10K to the City of Bourbon for repairs

2006

Severe Storms, Tornadoes and Flooding

1 household applied for aid

2003

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $24K aid approved

Crawford County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bourbon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bourbon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bourbon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.