Natural hazards · Blue Summit

Blue Summit, MO natural hazards

Most of the natural-hazard damage FEMA expects in Blue Summit comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blue Summit?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blue Summit to be higher than in 58% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes21%Heat waves13%Hail6%Cold waves5%Everything else3%

By hazard

What Blue Summit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 91% of U.S. places

Heat waves

13% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 15 times a year in the area

Hail

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 9 times a year in the area

Cold waves

5% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blue Summit flood?

FEMA's records show no paid flood insurance claims in Blue Summit.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Blue Summit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Blue Summit

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Blue Summit itself in FEMA’s records.

Brought FEMA money into Blue SummitDeclared for Jackson County only

Jackson County has had 24 natural disasters declared since 1953, most often severe storms and floods.

Around Blue Summit

Blue Summit and the towns around it

Very lowLowModerateHighVery high

Blue Summitmostly inland floodingModerate

Independencemostly inland floodingModerate

Kansas Citymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blue Summit is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Blue Summit’s own flood-insurance community; household aid to the registrant’s city; repair grants to Blue Summit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.