Natural hazards · Billings

Billings, MO natural hazards

Most of the natural-hazard damage FEMA expects in Billings comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Billings?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Billings to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes16%Heat waves10%Ice storms6%Strong wind5%Everything else17%

By hazard

What Billings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 28 years in the area

Heat waves

10% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 13 times a year in the area

Ice storms

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Billings flood?

FEMA's records show no paid flood insurance claims in Billings.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Billings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Christian County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Billings

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Billings itself: aid to households, or repair grants to the City of Billings.

Brought FEMA money into BillingsDeclared for Christian County only

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

2 households applied for aid $3K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$17K to the City of Billings for repairs

2009

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2008

Severe Storms and Flooding

9 households applied for aid $17K aid approved

2007

Severe Winter Storms and Flooding

$7K to the City of Billings for repairs

2006

Severe Storms, Tornadoes and Flooding

94 households applied for aid $54K aid approved

2003

Severe Storms, Tornadoes, and Flooding

40 households applied for aid $30K aid approved

Christian County has had 18 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Billings is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Billings’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Billings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.