Natural hazards · Bellerive Acres

Bellerive Acres, MO natural hazards

Most of the natural-hazard damage FEMA expects in Bellerive Acres comes from earthquakes, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bellerive Acres?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bellerive Acres to be higher than in 49% of U.S. communities, mostly from earthquakes.

Earthquakes72%Inland flooding11%Hail7%Heat waves6%Everything else5%

By hazard

What Bellerive Acres faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

72% of expected damage

Well above average · higher than 88% of U.S. places

Inland flooding

11% of expected damage

Well below average · higher than 2% of U.S. places

Recorded about 3 times a year in the area

Hail

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bellerive Acres flood?

FEMA's records show no paid flood insurance claims in Bellerive Acres.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bellerive Acres isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Bellerive Acres

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bellerive Acres itself: aid to households, or repair grants to the City of Bellerive Acres.

Brought FEMA money into Bellerive AcresDeclared for St. Louis County only

2006

Severe Winter Storms

$10K to the City of Bellerive Acres for repairs

2006

Severe Storms

$12K to the City of Bellerive Acres for repairs

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Bellerive Acres

Bellerive Acres and the towns around it

Very lowLowModerateHighVery high

Cool Valleymostly inland floodingHigh

Bellerive Acresmostly earthquakesModerate

Normandymostly earthquakesModerate

Bel-Normostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bellerive Acres covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bellerive Acres’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bellerive Acres. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bellerive Acres total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.