Natural hazards · Badger

Badger, MO natural hazards

Most of the natural-hazard damage FEMA expects in Badger comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Badger?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Badger to be higher than in 71% of U.S. communities, mostly from inland flooding and drought.

Inland flooding41%Drought28%Cold waves10%Tornadoes7%Heat waves6%Everything else9%

By hazard

What Badger faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Drought

28% of expected damage

Recorded about 15 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 6 years in the area

Heat waves

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Badger flood?

FEMA's records show no paid flood insurance claims in Badger.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Badger isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vernon County.

Disasters that hit Badger

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Badger itself: aid to households, or repair grants to the Township of Badger.

Brought FEMA money into BadgerDeclared for Vernon County only

2002

Severe Storms, Tornadoes and Flooding

$23K to the Township of Badger for repairs

Vernon County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Badger

Badger and the towns around it

Very lowLowModerateHighVery high

Badgermostly inland floodingHigh

Walkermostly inland floodingHigh

Virgilmostly inland floodingHigh

Dovermostly inland floodingModerate

Centermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Badger is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Badger’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Badger. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.