Natural hazards · Ashland

Ashland, MO natural hazards

Most of the natural-hazard damage FEMA expects in Ashland comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1983. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ashland?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashland to be higher than in 18% of U.S. communities, mostly from inland flooding.

Inland flooding48%Tornadoes13%Heat waves10%Cold waves9%Earthquakes7%Strong wind5%Everything else9%

By hazard

What Ashland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 55 years in the area

Heat waves

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 12 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 69% of U.S. places

Strong wind

5% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ashland flood?

Every paid claim on a federal flood insurance policy in Ashland, from FEMA’s records.

1paid claims since 1983

$566paid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ashland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boone County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Ashland

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ashland itself: aid to households, or repair grants to the City of Ashland.

Brought FEMA money into AshlandDeclared for Boone County only

2019

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

2011

Severe Winter Storm and Snowstorm

$7K to the City of Ashland for repairs

2007

Severe Winter Storms

$33K to the City of Ashland for repairs

2007

Severe Winter Storms and Flooding

$3K to the City of Ashland for repairs

2006

Severe Winter Storms

$2K to the City of Ashland for repairs

2006

Severe Storms, Tornadoes and Flooding

1 household applied for aid

Boone County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ashland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ashland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Ashland, MO natural hazards

How exposed is Ashland?

What Ashland faces

Inland flooding

Tornadoes

Heat waves

Cold waves

Earthquakes

Strong wind

Lower here

Not a risk here

Does Ashland flood?

What’s been done with FEMA grants

6 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Winter Storm and Snowstorm

Severe Winter Storms

Severe Winter Storms and Flooding

Severe Winter Storms

Severe Storms, Tornadoes and Flooding

How to read this page

Where to, neighbor?

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