Natural hazards · Albany

Albany, MO natural hazards

Most of the natural-hazard damage FEMA expects in Albany comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2017. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Albany?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albany to be higher than in 63% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding35%Heat waves17%Drought16%Tornadoes14%Cold waves9%Everything else9%

By hazard

What Albany faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 2 years in the area

Heat waves

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Drought

16% of expected damage

Recorded about 23 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 6 years in the area

Cold waves

9% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 5 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Albany flood?

Every paid claim on a federal flood insurance policy in Albany, from FEMA’s records.

2paid claims since 2017

$36Kpaid to owners

1homes flooded more than once

20172026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

Disasters that hit Albany

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Albany itself: aid to households, or repair grants to the City of Albany.

Brought FEMA money into AlbanyDeclared for Gentry County only

2008

Severe Storms and Flooding

6 households applied for aid $32K aid approved

2007

Severe Winter Storms

$18K to the City of Albany for repairs

2007

Severe Storms and Flooding

22 households applied for aid $40K aid approved

2004

Severe Storms, Tornadoes, and Flooding

70 households applied for aid $26K aid approved

Gentry County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albany is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Albany’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Albany. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Albany, MO natural hazards

How exposed is Albany?

What Albany faces

Inland flooding

Heat waves

Drought

Tornadoes

Cold waves

Lower here

Not a risk here

Does Albany flood?

Homes that flooded again and again

4 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Winter Storms

Severe Storms and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

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