TownTapestry
Sign inJoin
AdvanceGood afternoon
Natural hazards · Advance

Advance, MO natural hazards

Most of the natural-hazard damage FEMA expects in Advance comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 2008. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Advance?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Advance to be higher than in 68% of U.S. communities, mostly from earthquakes.

Earthquakes42%Inland flooding12%Tornadoes11%Cold waves11%Heat waves8%Strong wind8%Everything else8%
By hazard

What Advance faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

42% of expected damage
Well above average · higher than 89% of U.S. places

Inland flooding

12% of expected damage
Well below average · higher than 6% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 9 years in the area

Cold waves

11% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once a year in the area

Heat waves

8% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 12 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Advance flood?

Every paid claim on a federal flood insurance policy in Advance, from FEMA’s records.

6paid claims since 2008
$44Kpaid to owners
1homes flooded more than once
20082026

Biggest named events

  • Mid-spring storms: 3 claims, $37K
  • March storm: 3 claims, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Advance isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Stoddard County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Advance

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Advance itself: aid to households, or repair grants to the City of Advance.

Brought FEMA money into AdvanceDeclared for Stoddard County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

8 households applied for aid $99K aid approved
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid
2011

Severe Storms, Tornadoes, and Flooding

53 households applied for aid $126K aid approved $28K to the City of Advance for repairs
2009

Severe Winter Storm

$9K to the City of Advance for repairs
2008

Severe Storms, Flooding, and a Tornado

$4K to the City of Advance for repairs
2008

Severe Storms and Flooding

90 households applied for aid $276K aid approved
2008

Severe Winter Storms and Flooding

$7K to the City of Advance for repairs
Stoddard County has had 22 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Advance is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Advance’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Advance. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Advance, MOView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Advance is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map