Natural hazards · Adrian

Adrian, MO natural hazards

Most of the natural-hazard damage FEMA expects in Adrian comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Adrian?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Adrian to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding46%Tornadoes14%Cold waves12%Strong wind9%Heat waves7%Everything else12%

By hazard

What Adrian faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 6 years in the area

Cold waves

12% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Adrian flood?

FEMA's records show no paid flood insurance claims in Adrian.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Adrian isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bates County.

Disasters that hit Adrian

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Adrian itself: aid to households, or repair grants to the City of Adrian.

Brought FEMA money into AdrianDeclared for Bates County only

2011

Severe Winter Storm and Snowstorm

$5K to the City of Adrian for repairs

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid

2002

Severe Winter Ice Storm

$11K to the City of Adrian for repairs

Bates County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Adrian is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Adrian’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Adrian. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Adrian, MO natural hazards

How exposed is Adrian?

What Adrian faces

Inland flooding

Tornadoes

Cold waves

Strong wind

Heat waves

Lower here

Not a risk here

Does Adrian flood?

4 federal disasters brought FEMA money here

Severe Winter Storm and Snowstorm

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Winter Ice Storm

How to read this page

Where to, neighbor?

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