Natural hazards · Wykoff

Wykoff, MN natural hazards

Most of the natural-hazard damage FEMA expects in Wykoff comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wykoff?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wykoff to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes14%Cold waves14%Everything else8%

By hazard

What Wykoff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 9 years in the area

Cold waves

14% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wykoff flood?

FEMA's records show no paid flood insurance claims in Wykoff.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wykoff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fillmore County.

Disasters that hit Wykoff

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wykoff itself: aid to households, or repair grants to the City of Wykoff.

Brought FEMA money into WykoffDeclared for Fillmore County only

2007

Severe Storms and Flooding

1 household applied for aid $1K aid approved

Fillmore County has had 16 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wykoff is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wykoff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wykoff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.