Natural hazards · Wright

Wright, MN natural hazards

Most of the natural-hazard damage FEMA expects in Wright comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wright?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wright to be higher than in 38% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves56%Inland flooding34%Everything else10%

By hazard

What Wright faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

56% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 16 times a year in the area

Inland flooding

34% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wright flood?

FEMA's records show no paid flood insurance claims in Wright.

of all homes
are insured

No community discount. Wright isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carlton County.

Disasters that hit Wright

Federal disasters declared here

None of the disasters declared for Carlton County shows FEMA aid or repair money reaching Wright itself in FEMA’s records.

Brought FEMA money into WrightDeclared for Carlton County only

Carlton County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Wright

Wright and the towns around it

Very lowLowModerateHighVery high

Wrightmostly cold wavesLow

Lakeviewmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wright is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wright’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wright. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.