Natural hazards · Workman

Workman, MN natural hazards

Most of the natural-hazard damage FEMA expects in Workman comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Workman?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Workman to be higher than in 80% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding71%Cold waves21%Everything else8%

By hazard

What Workman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 15 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Workman flood?

FEMA's records show no paid flood insurance claims in Workman.

of all homes
are insured

No community discount. Workman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aitkin County.

Disasters that hit Workman

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Workman itself: aid to households, or repair grants to the Township of Workman.

Brought FEMA money into WorkmanDeclared for Aitkin County only

2022

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$8K to the Township of Workman for repairs

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$20K to the Township of Workman for repairs

2012

Severe Storms and Flooding

$147K to the Township of Workman for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$20K to the Township of Workman for repairs

Aitkin County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Workman

Workman and the towns around it

Very lowLowModerateHighVery high

Workmanmostly inland floodingVery high

Libbymostly inland floodingVery high

Jevnemostly inland floodingVery high

Loganmostly inland floodingHigh

Shamrockmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Workman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Workman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Workman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.