Natural hazards · Woodbury

Woodbury, MN natural hazards

Most of the natural-hazard damage FEMA expects in Woodbury comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2019.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Woodbury?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodbury to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes25%Strong wind13%Cold waves12%Hail6%Everything else6%

By hazard

What Woodbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

25% of expected damage

Well above average · higher than 89% of U.S. places

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 9 times a year in the area

Hail

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Woodbury flood?

Every paid claim on a federal flood insurance policy in Woodbury, from FEMA’s records.

1paid claims since 2019

$1Kpaid to owners

0homes flooded more than once

20192026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Woodbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Woodbury

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Woodbury itself in FEMA’s records.

Brought FEMA money into WoodburyDeclared for Washington County only

Washington County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Woodbury

Woodbury and the towns around it

Very lowLowModerateHighVery high

Aftonmostly inland floodingModerate

Newportmostly inland floodingLow

Cottage Grovemostly inland floodingLow

Lake Elmomostly inland floodingLow

Woodburymostly inland floodingLow

Maplewoodmostly inland floodingLow

Oakdalemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodbury covers 15 census tracts, combined by population.

Money that reached townFlood claims are matched to Woodbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Woodbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woodbury total about $24.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.